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Panama Ranked #1 in the World for Retirement and Expat Living—Here’s Why Investors Are Paying Attention in 2025

  • Writer: Select Panama Real Estate staff writer
    Select Panama Real Estate staff writer
  • Nov 22
  • 4 min read

In recent years, Panama has consistently topped global rankings as one of the best places in the world to retire, invest, and enjoy a vibrant international lifestyle. In 2025, that momentum has only increased, with major international media confirming what long-time residents and investors already know: Panama offers unmatched quality of life, strong economic fundamentals, and exceptional real estate opportunities at a fraction of the cost of Western markets. If you are looking to retire in panama, Panama is a retirement haven, if you are considering to retire in Panama or Living in Panama, consult Select Panama Real Estate and we will gladly provice advice on how and were to Invest in Panama - Welcome to Panama!


⭐ Panama #1 for Expats & Retirement — Confirmed by Global Media


FORTUNE Magazine reports that international expats from the United States and Europe are moving to Panama in record numbers, enjoying the same quality of life for up to 40% less than in their home countries.🔗 https://fortune.com/2025/09/26/international-expats-united-states-and-in-retirement-are-running-away-to-panama-enjoying-the-same-quality-of-life-affordable-living-for-40-less-than-back-home-in-the-west-savings-investment-inflation/


CNBC echoes this, revealing Panama as the Best Country for Expats in the 2025 InterNations Survey, citing safety, stability, healthcare, and ease of integration.🔗 https://www.cnbc.com/2025/09/23/panama-best-country-for-expats-internations-survey.html


FORBES highlights Panama as a premier destination for retirees and excellent option is to retire in panama also foreign investors, praising the nation’s territorial tax benefits, modern infrastructure, and vibrant international community.🔗 https://www.forbes.com/sites/kathleenpeddicord/2024/11/22/guide-to-retiring-in-panama/



Panama Canal View from Passage
Panama Canal View from Passage

Travel media is taking notice as well. Travel Binger crowned Panama the World’s Best Country for Expats, citing affordability, climate, and the country’s strategic geographic position.🔗 https://travelbinger.com/panama-crowned-worlds-best-country-for-expats/


These reputable global sources all point to the same conclusion:


Panama isn’t just trending—it has become the top choice worldwide for retirement, relocation, and long-term investment.



Government officials

Strong Government Commitment: 2026 Budget Focused on Growth & Stability


In further confirmation of Panama’s long-term strength, the National Assembly approved the General State Budget for 2026, totaling $34.901 billion, with a strategic reallocation of $233 million.



The 2026 budget prioritizes investment in:


  • Education

  • Health

  • Agriculture

  • Science & Technology

  • National infrastructure and modernization


These strategic allocations send a clear message to investors:Panama is committed to smart, sustainable growth and remains one of the most stable economies in Latin America.


Yachts outside pearl island Panama
Pear Islands Panama

Why Panama Keeps Ranking #1: Key Advantages for Investors & Retirees


Affordable cost of living

Living in Panama you can comfortably save up to 40% less compared to major US and Canadian cities.

Attractive tax environment

Territorial tax system and investor-friendly structures.

First-class lifestyle

Two oceans, tropical weather, world-class hospitals, great food, and an active expat community.

Strong real estate market

Panama Real Estate has always experienced stable prices, high rental demand, and high-quality developments in both urban and coastal areas. Lots of opportunities to retire in panama.

Global connectivity

Panama is the gateway to the Americas, with flights to over 80 international destinations.

Safety, stability & modern infrastructure

A rare combination in the region—one of the reasons Forbes, Fortune, and CNBC consistently rank Panama among the world’s best.


Investment Opportunities in Panama for 2025–2026


With growing global attention and increased government investment, Panama real estate continues to offer excellent Panama investment opportunities in:

  • Beachfront condos

  • Mountain eco-communities

  • Retirement residences

  • Pre-construction investments

  • Land banking

  • Farm and agro-development properties

  • Urban commercial real estate


Whether you’re looking to retire, relocate, or diversify your portfolio, Panama investment opportunities stand out as one of the most reliable and rewarding destinations.


Discover Panama with Experts You Can Trust


At Select Panama Real Estate, we have been guiding clients since 2007 and facilitating them with living in panama, helping hundreds of Americans, Canadians, and Europeans find the perfect investment or home in Panama.

With nearly 20 years of experience, deep local knowledge, and a reputation for impeccable service, our mission is simple:


Connect great people with exceptional opportunities.



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Internations Expat Insider 2025 officially ranked Panama #1 overall worldwide for retirement, work-life balance, leisure, ease of settling in, and personal happiness.


Ready to explore Panama real estate or retirement options? Contact Select Panama Real Estate today at panamarealtor@gmail.com or via whatsapp at +50760903223


FAQ – Why Panama Is the #1 Destination for Retirement, Investment, and Expat Living


👉 Is Panama really the #1 place to retire in 2025?Yes. According to internationally recognized sources including Internations Expat Insider 2025, Fortune, CNBC, Forbes, and Travel Binger, Panama ranked #1 overall worldwide for retirement, expat living, ease of settling in, affordability, lifestyle, and happiness. Panama continues to outperform other global destinations due to its stability, infrastructure, healthcare, and cost of living.


👉 How much does it cost to retire in Panama?Many retirees live comfortably in Panama on $1,500–$2,500 per month, depending on lifestyle and location. Some regions allow a couple to live well for under $1,500, while beach and city areas may require more. With quality healthcare, lower taxes, affordable services, and the popular Pensionado Visa discounts, Panama remains one of the most cost-effective retirement destinations in the world.


👉 Why do expats choose Panama over other countries?Expats choose Panama for several reasons:


  • Affordable cost of living (up to 40% less than North America or Europe)

  • Modern infrastructure and safe banking system

  • Excellent healthcare

  • Warm climate and two oceans

  • Friendly communities and large international population

  • Investor-friendly economy and stable political environment

  • Easy residency programs, including the Pensionado VisaTogether, these advantages make Panama a top choice for retirees, investors, digital nomads, and families seeking a better quality of life.


Keywords:
Panama real estate, Panama investment opportunities, Panama retirement, Panama expat living, best places to retire 2025, Panama relocation, Panama property for sale, invest in Panama, Panama economy 2026, Panama budget 2026, Select Panama Real Estate



 
 
 

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