Panama Ranked #1 in the World for Retirement and Expat Living—Here’s Why Investors Are Paying Attention in 2025
- Select Panama Real Estate staff writer

- Nov 22
- 4 min read
In recent years, Panama has consistently topped global rankings as one of the best places in the world to retire, invest, and enjoy a vibrant international lifestyle. In 2025, that momentum has only increased, with major international media confirming what long-time residents and investors already know: Panama offers unmatched quality of life, strong economic fundamentals, and exceptional real estate opportunities at a fraction of the cost of Western markets. If you are looking to retire in panama, Panama is a retirement haven, if you are considering to retire in Panama or Living in Panama, consult Select Panama Real Estate and we will gladly provice advice on how and were to Invest in Panama - Welcome to Panama!
⭐ Panama #1 for Expats & Retirement — Confirmed by Global Media
FORTUNE Magazine reports that international expats from the United States and Europe are moving to Panama in record numbers, enjoying the same quality of life for up to 40% less than in their home countries.🔗 https://fortune.com/2025/09/26/international-expats-united-states-and-in-retirement-are-running-away-to-panama-enjoying-the-same-quality-of-life-affordable-living-for-40-less-than-back-home-in-the-west-savings-investment-inflation/
CNBC echoes this, revealing Panama as the Best Country for Expats in the 2025 InterNations Survey, citing safety, stability, healthcare, and ease of integration.🔗 https://www.cnbc.com/2025/09/23/panama-best-country-for-expats-internations-survey.html
FORBES highlights Panama as a premier destination for retirees and excellent option is to retire in panama also foreign investors, praising the nation’s territorial tax benefits, modern infrastructure, and vibrant international community.🔗 https://www.forbes.com/sites/kathleenpeddicord/2024/11/22/guide-to-retiring-in-panama/
Travel media is taking notice as well. Travel Binger crowned Panama the World’s Best Country for Expats, citing affordability, climate, and the country’s strategic geographic position.🔗 https://travelbinger.com/panama-crowned-worlds-best-country-for-expats/
These reputable global sources all point to the same conclusion:
Panama isn’t just trending—it has become the top choice worldwide for retirement, relocation, and long-term investment.
Strong Government Commitment: 2026 Budget Focused on Growth & Stability
In further confirmation of Panama’s long-term strength, the National Assembly approved the General State Budget for 2026, totaling $34.901 billion, with a strategic reallocation of $233 million.
According to the official announcement by the Assembly:🔗 https://www.asamblea.gob.pa/Noticias/Actualidad/El-PRESUPUESTO-GENERAL-DEL-ESTADO-2026-A-LA-SANCION-DEL-EJECUTIVO
The 2026 budget prioritizes investment in:
Education
Health
Agriculture
Science & Technology
National infrastructure and modernization
These strategic allocations send a clear message to investors:Panama is committed to smart, sustainable growth and remains one of the most stable economies in Latin America.

Why Panama Keeps Ranking #1: Key Advantages for Investors & Retirees
Affordable cost of living
Living in Panama you can comfortably save up to 40% less compared to major US and Canadian cities.
Attractive tax environment
Territorial tax system and investor-friendly structures.
First-class lifestyle
Two oceans, tropical weather, world-class hospitals, great food, and an active expat community.
Strong real estate market
Panama Real Estate has always experienced stable prices, high rental demand, and high-quality developments in both urban and coastal areas. Lots of opportunities to retire in panama.
Global connectivity
Panama is the gateway to the Americas, with flights to over 80 international destinations.
Safety, stability & modern infrastructure
A rare combination in the region—one of the reasons Forbes, Fortune, and CNBC consistently rank Panama among the world’s best.
Investment Opportunities in Panama for 2025–2026
With growing global attention and increased government investment, Panama real estate continues to offer excellent Panama investment opportunities in:
Beachfront condos
Mountain eco-communities
Retirement residences
Pre-construction investments
Land banking
Farm and agro-development properties
Urban commercial real estate
Whether you’re looking to retire, relocate, or diversify your portfolio, Panama investment opportunities stand out as one of the most reliable and rewarding destinations.
Discover Panama with Experts You Can Trust
At Select Panama Real Estate, we have been guiding clients since 2007 and facilitating them with living in panama, helping hundreds of Americans, Canadians, and Europeans find the perfect investment or home in Panama.
With nearly 20 years of experience, deep local knowledge, and a reputation for impeccable service, our mission is simple:
Connect great people with exceptional opportunities.
📩 Contact us today at info@selectpanamarealestate.com🌐 www.selectpanamarealestate.com
Internations Expat Insider 2025 officially ranked Panama #1 overall worldwide for retirement, work-life balance, leisure, ease of settling in, and personal happiness.
Ready to explore Panama real estate or retirement options? Contact Select Panama Real Estate today at panamarealtor@gmail.com or via whatsapp at +50760903223
FAQ – Why Panama Is the #1 Destination for Retirement, Investment, and Expat Living
👉 Is Panama really the #1 place to retire in 2025?Yes. According to internationally recognized sources including Internations Expat Insider 2025, Fortune, CNBC, Forbes, and Travel Binger, Panama ranked #1 overall worldwide for retirement, expat living, ease of settling in, affordability, lifestyle, and happiness. Panama continues to outperform other global destinations due to its stability, infrastructure, healthcare, and cost of living.
👉 How much does it cost to retire in Panama?Many retirees live comfortably in Panama on $1,500–$2,500 per month, depending on lifestyle and location. Some regions allow a couple to live well for under $1,500, while beach and city areas may require more. With quality healthcare, lower taxes, affordable services, and the popular Pensionado Visa discounts, Panama remains one of the most cost-effective retirement destinations in the world.
👉 Why do expats choose Panama over other countries?Expats choose Panama for several reasons:
Affordable cost of living (up to 40% less than North America or Europe)
Modern infrastructure and safe banking system
Excellent healthcare
Warm climate and two oceans
Friendly communities and large international population
Investor-friendly economy and stable political environment
Easy residency programs, including the Pensionado VisaTogether, these advantages make Panama a top choice for retirees, investors, digital nomads, and families seeking a better quality of life.






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